Tuesday, 13 August 2013

Critical Illness and Life Cover at My Age

As were in the midst of buying our first home, we had to have the very depressing conversation about Life Insurance, Critical Illness etc........I never thought about death for so long before, especially as I feel I am just starting my life!

The best moment was reading through the paper work and finding the top list of 39 things that are most likely affect you.......

  1. Alzheimer's Disease
  2. Aorta Graft Surgery
  3. Aplastic Anaemia
  4. Bacterial Meningitis
  5. Benign Brain Tumor
  6. Benign Spinal Cord Tumor
  7. Blindness
  8. Cancer
  9. Cardiac Arrest
  10. Cardiomyopathy
  11. Chronic Rheumatoid Arthritis
  12. Coma
  13. Coronary Artery By-pass Grafts
  14. Creutzfeldt-Jakob Disease
  15. Deafness
  16. Dementia
  17. Heart Attack
  18. Heart Valve Replacement or Repair
  19. HIV
  20. Kidney Failure
  21. Liver Failure
  22. Loss of Hands or Feet
  23. Loss of Independence 
  24. Loss of Speech
  25. Major Organ Transplant
  26. Motor Neurone Disease
  27. Multiple Sclerosis
  28. Open Heart Surgery
  29. Paralysis of Limbs
  30. Parkinson's Disease
  31. Progressive Supranuclear Palsy
  32. Respiratory Failure
  33. Serve Crohn's Dosease
  34. Stoke
  35. Systemic Lupus Erythrmatosus 
  36. Third Degree Burn
  37. Traumatic Head Injury
  38. Type 1 Insulin Dependent Diabetes Mellitus
  39. Ulcerative Colitis
To be honest I haven't heard of a few of these, but it did  make me think as I was ticking in my box if any off these have affected my family, when you become an adult is death a big worry? While having this discussion with my solicitor I realized I actually fear losing Mike or becoming ill myself.

It made think how simple the decisions as a child were, my priorities were who to dress up as today, will my parents take me anywhere fun today, will I be treated to puddings or cake........Now I'm making decisions to decided to have Life Cover or Not.....and i'm saying this without having a pension! Ekkkk 

1 comment:

  1. I bet you're glad you are going to live in Birmingham then you won't have to worry about #34 killing you. Stoke is known as an area where life expectancy is reduced.

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